How to check your CIBIL score online for free


Do you want to buy a house or a car? Next, the CIBIL score is something you should look into before going to a bank to apply for a loan. Today, CIBIL stands for Credit Information Bureau (India) Ltd. It is a Reserve Bank of India (RBI) approved agency that provides credit reports and scores to individuals and even businesses.

An individual’s CIBIL score is based on a variety of information such as previous loans and repayments, and credit card information from major banks and other financial institutions in India, among others. It basically tells the bank the likelihood that you will repay the borrowed amount on time. The CIBIL score is calculated on a scale of 300 to 900, with 300 being the lowest score and 900 the highest score. The higher an individual’s score, the better their chances of getting a loan from a bank.

So here we have a simple guide that will help you check your CIBIL score online for free.

How to Check CIBIL Score Online

Step 1: Go to the official CIBIL website (

2nd step: Select “Get your CIBIL score”.

Step 3: Scroll down to the FAQ section. Click on the last question, which says – How much do I have to pay to get a CIBIL credit report?

Step 4: Here, click on the Free CIBIL Credit Report option.

Step 5: In the page that opens, click on the option Get your free CIBIL score.

Step 6: In the page that opens, you must first create a new account, if you do not already have one. Fill in the details on the page such as your name, email address, ID you want to use, and mobile number. You can use your PAN, passport number, voter card, driver’s license number or ration card number.

Step 7: Once you have entered all these details, click on the Agree and Continue option.

Step 8: Now you will receive an OTP on your mobile number to verify your details. Type the OTP and then click the “Continue” button.

Step 9: Now select the “Go to Dashboard” option and check your credit score.

Step 10: You will now be redirected to the website.

Step 11: Now click on Member Login option.

Step 12: Enter your login details and your CIBIL score will be displayed on the dashboard.

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