How to do offline UPI transactions


With the outbreak of COVID-19, people were forced to stay indoors for good, and many had to change their normal activities to get used to the new normal. While the subsequent lockdown prompted us to stick to the internet for almost everything, it also encouraged people to switch to digital banking for smooth transactions. Also read- FASTag recharge online: How to recharge FASTag through PhonePe, 10 easy steps

Although net banking facility has been around for years, UPI (Unified Payments Interface) has made it more intuitive, that too from a single window. But to pay/receive money through UPI, an active internet connection is required. So, what if you have exhausted your data plan and need to send money urgently? Well, this can be done using NUUP or National Unified USSD Platform. unclear? NUUP or ‘*99#’ service was launched by National Payment Corporation of India (NPCI) in November 2012. During its launch, the service had limited reach, and only two TSPs – BSNL and MTNL – provided the service. But later it was integrated so that users can do UPI transactions even without internet connection. If you are wondering how to make UPI payment without Net then here is a step-by-step guide. Also read- How To Book Train Ticket, Check PNR Status Through Paytm

GPay, PhonePe, Paytm Offline Transactions: How To Make UPI Payments Without Internet

Before starting the process, it is advised to download BHIM Application And complete the one-time registration after which you will be able to do offline UPI transactions. Also read- Top 10 Free Apps on Google Play Store in India in August 2021: Meesho, Instagram, Snapchat, and more

Step 1- First, open the dial pad on your phone and type (*99#)

Step 2- You will then be navigated to a new menu showing seven options which include- Send Money, Receive Money, Check Balance, My Profile, Pending Requests, Transactions and UPI PIN.

Step 3- Press the number 1 on your dial pad to send money. This will enable you to send money using your registered phone number, UPI ID, or your account number and IFSC code.

Step 4- If you select the UPI ID option, you will have to enter the UPI ID of the recipient.

Step 5- Then enter the amount you want to transfer to the recipient and then enter your UPI PIN number.

Step 6- Press the ‘Send’ option and you will get a confirmation once the transaction is completed. After successful transaction, you will be asked if you want to save this recipient as a beneficiary for future transactions. The service comes with a fee charge of ₹0.50.

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